Buy Now, Pay Later

The brands patients already trust. At your checkout.

Offer the split-pay options your patients already use for everyday purchases, from Pay in 4 to monthly plans. It's a familiar, low-friction way to start a peptide or hormone program without paying the full amount up front.

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Shopping cart
Patient paying with a phone and card
Boost Enrollments and Treatment Orders

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How it works

  1. 1
    At checkout, the patient chooses a Buy Now, Pay Later option.
  2. 2
    The provider makes an instant decision based on the purchase amount and the patient's profile.
  3. 3
    The patient pays over time; your practice receives the funds on the platform's payout schedule.
Couple choosing a payment plan on a phone
Patients love the familiarity of BNPL

Program highlights

Purchase sizeExample options
$35–$99Pay in 30 days or Pay in 4, 0% APR
$100–$699Pay in 4 or 3 months at 0% APR; 6–12 month plans
$700–$1,6996 months at 0% APR; 12–18 month plans
$1,700–$30,0006 months at 0% APR; 12–36 month plans

APRs range from 0% to 36%, based on the patient's credit profile and the plan they choose

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Affirm payment plan in the mobile app
3rd party provider brings this to reality for your patients, newer or existing businesses will qualify. Provider fees up to 11.99% depending on volume and vertical.

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Provider Benefits

  • Familiar to patients. They already know and use these brands.

  • Small tickets welcome. Options start at purchases as low as $35.

  • Instant decisions at checkout, in the office or online.

  • Works with subscriptions. A natural fit for ongoing peptide and hormone programs

Buy Now, Pay Later plans are offered by third-party providers and subject to eligibility. Rates, terms and availability vary by provider, purchase amount and state.